Realistic Solutions to Consumer Credit Issues

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Here's How It Works.

Our Credit Advisors will be with you every step of the way, guiding you along our simple, effective path to improving your credit.

The Beginning

Your credit rating is blocking you from accessing important financial opportunities – set up a no-cost consultation with one of our expert credit advisors.

Getting Started

Our Credit Advisors will analyze your credit, educate you on the important elements of overall financial health, and create a custom plan for improving your unique situation.

Getting Underway

Once you've agreed to let us help, your adviser will lay out the plan for you, including clear steps to resolve your credit hurdles one at a time while maintaining the financial health you're building. Throughout the process, you'll have full, 24/7 access to your case status and updated information through our secure client portal.

Getting Close

You're knocking those obstructions down one by one, and making increasing headway every time – you're almost there! We're here to answer any questions and keep you on track as you approach the finish line.

The Resolution

Hooray! Your credit is officially at its goal, and a world of opportunities has opened up. We're so excited for you! Before you leave the nest, though, your adviser will give you further advice and education on how to maintain your improved credit score, and how to continue to improve it as your financial opportunities increase and progress.

Why Choose Credit Advisers?

25 Years Of Experience

We Are Experts In Disputing The Errors On Your Report That Lower Your Score. While we cannot promise to remove all of the negative items on your report, we do know how to use the law in your favor and we have an awesome track record.

Document Preparation & Education

We will be drafting many letters on your behalf to credit bureaus and creditors, to challenge the items you wish us to challenge.  Along the way, we will help guide you, so you can keep your awesome credit long after our work is done.

Our Plan Of Action

The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed. So we will write many letters to the bureaus. If they can’t prove it, they must remove it! And we are very good at this!

This Process Takes Time

Remember, it has taken you years to get your credit into its current state, so cleaning it up will not happen overnight. We cannot dispute everything all at once, or the credit bureaus will reject the disputes by marking them as “frivolous,” so we must do this carefully and strategically. 

It takes 30 to 45 days for bureaus and creditors to respond to each letter, and even more time for changes to reflect on your reports. A difficult item may take multiple letters to multiple parties, so patience is key. 

Thanks to technology (and by logging into our client portal), you’ll receive real-time updates of the work we’re doing every step of the way. By following our program and our advice, your credit will improve – and along the way, we’ll teach you how to maintain your excellent credit long after our work is done.

 

 

So Let's Get Started!

Get to know us and find out how we will get back on track.

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