We Are Experts In Disputing The Errors On Your Report That Lower Your Score. While we cannot promise to remove all of the negative items on your report, we do know how to use the law in your favor and we have an awesome track record.
We will be drafting many letters on your behalf to credit bureaus and creditors, to challenge the items you wish us to challenge. Along the way, we will help guide you, so you can keep your awesome credit long after our work is done.
The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit reports. And if those items cannot be verified, they must be removed. So we will write many letters to the bureaus. If they can’t prove it, they must remove it! And we are very good at this!
Remember, it has taken you years to get your credit into its current state, so cleaning it up will not happen overnight. We cannot dispute everything all at once, or the credit bureaus will reject the disputes by marking them as “frivolous,” so we must do this carefully and strategically.
It takes 30 to 45 days for bureaus and creditors to respond to each letter, and even more time for changes to reflect on your reports. A difficult item may take multiple letters to multiple parties, so patience is key.
Thanks to technology (and by logging into our client portal), you’ll receive real-time updates of the work we’re doing every step of the way. By following our program and our advice, your credit will improve – and along the way, we’ll teach you how to maintain your excellent credit long after our work is done.
Get to know us and find out how we will get back on track.
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